Political and geopolitical risk
How instability and conflict affect individuals, and resilience strategies that are low-regret.
Political and geopolitical risk
Geopolitical risk includes instability, conflict, sanctions, capital controls, cyber disruption, and supply-chain shocks. Most individuals experience it indirectly: prices, availability, travel constraints, and safety changes.
How to think about it
Exposure
- Where you live or travel
- Sector and employer dependence
- Single-country banking or assets
Resilience
- Emergency cash and documents
- Diversified income and assets
- Communication and evacuation plans
Personal risk management
Focus on what you control: information quality, contingency planning, diversification, and avoiding unnecessary exposure.